Find a PDS or T&C
Please select a brand
Please select a product
Current Documents
To find out which PDS Part B applies to you, refer to your quote or Insurance Certificate for the product you have chosen.
Coles Car Insurance PDS Part A
This PDS applies to policies with a start date on or after 01 September 2024
Coles Car Insurance PDS Part B
This PDS applies to policies with a start date on or after 01 September 2024
Coles Low Kilometres Car Insurance PDS Part B
This PDS applies to policies with a start date on or after 01 September 2024
Coles Insurance Supplementary PDS (SPDS)
This SPDS applies to new policies quoted on or after 11 December 2025 and policies with a renewal date on or after 18 January 2026
Coles Car Insurance Premium, Excess and Discount (PED) Guide
This PED Guide applies to new policies quoted on or after 11 December 2025 and policies with a renewal date on or after 18 January 2026
Joint FSG
This FSG applies from 12 December 2024
Coles Car Insurance Target Market Determination
This TMD applies from 25 July 2024
Coles Low Kilometres Car Insurance Target Market Determination
This TMD applies from 25 July 2024
Coles Insurance Complaints Policy
This Complaints Policy is current as of 26 July 2024
Past Documents
Coles Car Insurance Premium, Excess and Discount (PED) Guide
This PED Guide applies to new policies which started on or after 01 September 2024 which were quoted before 11 December 2025 and policies with a renewal date before 18 January 2026
Current Documents
Home Insurance PDS
This PDS applies to policies with a start date on or after 01 September 2024
Joint FSG
This FSG applies from 12 December 2024
Home Building Key Facts Sheet
This KFS applies to policies with a start date on or after 01 September 2024
Home Contents Key Facts Sheet
This KFS applies to policies with a start date on or after 01 September 2024
Home & Contents Insurance Target Market Determination (TMD)
This TMD applies from 10 July 2025
Coles Insurance Complaints Policy
This Complaints Policy is current as of 26 July 2024
Past Documents
Home & Contents Insurance Target Market Determination (TMD)
This TMD applies to new policies quoted before 10 July 2025