Find a PDS or T&C

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This SPDS applies for new policies quoted on or after 14 November 2024 and policies with a renewal date on or after 22 December 2024

This PED Guide applies to new policies quoted on or after 14 November 2024 and policies with a renewal date on or after 22 December 2024

This FSG applies from 12 December 2024

This TMD applies from 27 June 2024

This TMD applies from 27 June 2024

This TMD applies from 27 June 2024

This TMD applies from 27 June 2024

This PDS applies to new policies quoted between 02 March 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

This PDS applies to new policies quoted between 28 February 2019 and 01 March 2021 and policies renewed between 29 March 2019 and 30 March 2021

This PDS applies to new policies quoted before 28 February 2019 and policies with a renewal date before 29 March 2019

This PDS applies to new policies quoted between 02 March 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

This PDS applies to new policies quoted between 28 February 2019 and 01 March 2021 and policies renewed between 29 March 2019 and 30 March 2021

This PDS applies to new policies quoted before 28 February 2019 and policies with a renewal date before 29 March 2019

This PDS applies to new policies quoted between 14 October 2021 and 20 September 2023 and policies renewed between 12 November 2021 and 28 October 2023

This PDS applies to new policies quoted between 02 March 2021 and 13 October 2021 and policies renewed between 31 March 2021 and 11 November 2021

This PDS applies to new policies quoted between 28 February 2019 and 01 March 2021 and policies renewed between 29 March 2019 and 30 March 2021

This PDS applies to new policies quoted before 28 February 2019 and policies with a renewal date before 29 March 2019

This PDS applies to new policies quoted between 02 March 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

This PDS applies to new policies quoted between 28 February 2019 and 01 March 2021 and policies renewed between 29 March 2019 and 30 March 2021

This PDS applies to new policies quoted before 28 February 2019 and policies with a renewal date before 29 March 2019

This PDS applies to new policies quoted between 14 October 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

This PDS applies to new policies quoted between 02 March 2021 and 13 October 2021 and policies renewed between 31 March 2021 and 11 November 2021

This PDS applies to new policies quoted between 28 February 2019 and 01 March 2021 and policies renewed between 29 March 2019 and 30 March 2021

This PDS applies to new policies quoted before 28 February 2019 and policies with a renewal date before 29 March 2019

This PDS applies to new policies quoted between 02 March 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

This PDS applies to new policies quoted between 28 February 2019 and 01 March 2021 and policies renewed between 29 March 2019 and 30 March 2021

This PDS applies to new policies quoted before 28 February 2019 and policies with a renewal date before 29 March 2019

This PDS applies to new policies quoted between 02 March 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

This PDS applies to new policies quoted between 28 February 2019 and 01 March 2021 and policies renewed between 29 March 2019 and 30 March 2021

This PDS applies to new policies quoted before 28 February 2019 and policies with a renewal date before 29 March 2019

This SPDS applies for new policies quoted between 28 July 2022 and 20 September 2023, existing policies amended between 28 July 2022 and 20 September 2023 and policies renewed between 27 August 2022 and 28 October 2023 (or as otherwise detailed in the SPDS)

This SPDS applies for new policies quoted between 31 August 2021 and 27 July 2022, existing policies amended between 31 August 2021 and 25 August 2022 and policies renewed between 29 September 2021 and 25 August 2022

This SPDS applies to new policies quoted between 28 September 2020 and 01 March 2021 and policies renewed between 27 October 2020 and 30 March 2021

This PED Guide applies to new policies quoted between 14 December 2023 and 13 November 2024 and policies renewed between 21 January 2024 and 21 December 2024

This PED Guide applies to new policies quoted between 21 September 2023 and 13 December 2023 and policies renewed between 29 October 2023 and 20 January 2024

This PED Guide applies to new policies quoted between 28 July 2022 and 20 September 2023 and policies renewed between 27 August 2022 and 28 October 2023

This PED Guide applies to new policies quoted between 28 September 2020 and 27 July 2022 and policies renewed between 27 October 2020 and 25 August 2022

This PED Guide applies to new policies quoted between 28 February 2019 and 27 September 2020 and policies renewed between 29 March 2019 and 26 October 2020

This TMD applies to new policies quoted between 24 January 2024 and 26 June 2024, and policies renewed between 02 March 2024 and 03 August 2024

This TMD applies to new policies quoted before 24 January 2024 and policies with a renewal date before 02 March 2024

This TMD applies to new policies quoted between 24 January 2024 and 26 June 2024, and policies renewed between 02 March 2024 and 03 August 2024

This TMD applies to new policies quoted before 24 January 2024 and policies with a renewal date before 02 March 2024

This TMD applies to new policies quoted between 24 January 2024 and 26 June 2024, and policies renewed between 02 March 2024 and 03 August 2024

This TMD applies to new policies quoted before 24 January 2024 and policies with a renewal date before 02 March 2024

This TMD applies to new policies quoted between 24 January 2024 and 26 June 2024, and policies renewed between 02 March 2024 and 03 August 2024

This TMD applies to new policies quoted before 24 January 2024 and policies with a renewal date before 02 March 2024

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This FSG applies from 12 December 2024

This KFS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This KFS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This TMD applies from 10 July 2025

This PDS applies to new policies quoted between 02 March 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

This PDS applies to new policies quoted between 12 September 2019 and 01 March 2021 and policies renewed between 11 October 2019 and 30 March 2021

This PDS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

This PDS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

This PDS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

This SPDS applies to new policies quoted between 04 May 2023 and 20 September 2023 and policies with a renewal date between 11 June 2023 and 28 October 2023 (or as otherwise detailed in the SPDS)

This SPDS applies to new policies quoted between 14 July 2022 and 03 May 2023 and policies with a renewal date between 13 August 2022 and 10 June 2023 (or as otherwise detailed in the SPDS)

This SPDS applies to new policies quoted or varied between 31 August 2021 and 13 July 2022 and policies with a renewal date between 29 September 2021 and 12 August 2022 (or as otherwise detailed in the SPDS)

This SPDS applies to new policies quoted between 14 May 2021 and 30 August 2021 and policies with a renewal date between 12 June 2021 and 28 September 2021

(For existing policy holders, any claim for fire losses that occur after the 29th of April 2021, will be assessed using the improved wording in this SPDS)

This KFS applies to new policies quoted between 12 September 2019 and 20 September 2023 and policies with a renewal date between 11 October 2019 and 28 October 2023

This KFS applies to new policies quoted between 12 September 2019 and 20 September 2023 and policies with a renewal date between 11 October 2019 and 28 October 2023

This KFS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

This KFS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

This TMD applies to new policies quoted between 27 June 2024 and 09 July 2025, and policies renewed between 04 August 2024 and 16 August 2025

This TMD applies to new policies quoted between 24 January 2024 and 26 June 2024, and policies renewed between 02 March 2024 and 03 August 2024

This TMD applies to new policies quoted before 24 January 2024 and policies with a renewal date before 02 March 2024

For quotes & new policies purchased on or after 15 December 2024

For quotes & new policies purchased on or after 15 December 2024

This TMD applies from 15 December 2024

For policies purchased on or after 14 February 2022 and before 14 December 2024

For policies purchased on or before 30 June 2018

For policies purchased on or before 30 June 2018

For policies purchased on or after 14 February 2022 and before 14 December 2024

For policies purchased on or before 30 June 2018

This PDS/FSG applies to new policies purchased on or after 19 February 2025

This FSG applies from 22 June 2023

This TMD applies to new policies purchased on or after 19 February 2025

This PDS/FSG applies to policies purchased on or 01 April 2023 and before the 18 February 2025

This PDS applies to new policies purchased on or after 10 November 2020 and before 05 April 2021

This PDS applies to new policies purchased on or after 05 March 2020 and before 10 November 2020

This PDS applies to new policies purchased before 05 March 2020

This TMD applies to policies purchased on or after 01 April 2023 and before 18 February 2025

These T&C's apply to Memberships purchased on or after 20 April 2023 and Memberships renewed after 20 May 2023

These T&C's apply to Memberships purchased on or before 19 April 2023

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

This FSG applies from 12 December 2024

This TMD applies from 27 June 2024

This PDS applies to new policies quoted between 30 March 2021 and 20 September 2023 and policies with a renewal date between 30 March 2021 and 28 October 2023

This PDS applies to new policies purchased before 30 March 2021

This SPDS applies to new policies quoted between 31 August 2021 and 20 September 2023 and policies with a renewal date between 29 September 2021 and 28 October 2023

This TMD applies to new policies quoted between 24 January 2024 and 26 June 2024 and policies with a renewal date between 02 March 2024 and 03 August 2024

This TMD applies to new policies quoted between 30 June 2022 and 23 January 2024 and policies with a renewal date between 30 July 2022 and 01 March 2024

This TMD applies to new policies quoted before 30 June 2022 and policies with a renewal date before 30 July 2022

This PDS applies to new policies quoted on or after 22 July 2024 and policies with a renewal date on or after 22 August 2024

This FSG applies from 09 January 2025

This TMD applies from 16 July 2025

This PDS applies to new policies quoted between 05 October 2023 and 21 July 2024 and policies renewed between 04 November 2023 and 21 August 2024

This PDS applies to new policies quoted between 01 July 2021 and 04 October 2023 and policies renewed between 01 July 2021 and 03 November 2023

This PDS applies to new policies quoted before 01 July 2021

This TMD applies from 19 July 2024 to 15 July 2025

This TMD applies from 16 November 2023 to 18 July 2024