Home & Contents Insurance

Current Documents

Budget Direct Home Insurance PDS

This PDS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

    Financial Services Guide (FSG)

    This FSG applies from 22 June 2023

      Home Building Key Facts Sheet

      This KFS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

        Home Contents Key Facts Sheet

        This KFS applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after 29 October 2023

          Home & Contents Insurance Target Market Determination (TMD)

          This TMD applies from 24 January 2024

            Past Documents

            Budget Direct Home Insurance PDS

            This PDS applies to new policies quoted between 02 March 2021 and 20 September 2023 and policies renewed between 31 March 2021 and 28 October 2023

              Budget Direct Home Insurance PDS

              This PDS applies to new policies quoted between 12 September 2019 and 01 March 2021 and policies renewed between 11 October 2019 and 30 March 2021

                Budget Direct Home Insurance PDS Part A

                This PDS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

                  Budget Direct Home Insurance PDS Part B

                  This PDS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

                    Budget Direct Smart Home Insurance PDS Part B

                    This PDS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

                      Budget Direct Home Insurance Supplementary PDS (SPDS)

                      This SPDS applies to new policies quoted between 04 May 2023 and 20 September 2023 and policies with a renewal date between 11 June 2023 and 28 October 2023 (or as otherwise detailed in the SPDS)

                        Budget Direct Supplementary PDS Home Insurance

                        This SPDS applies to new policies quoted between 14 July 2022 and 03 May 2023 and policies with a renewal date between 13 August 2022 and 10 June 2023 (or as otherwise detailed in the SPDS)

                          Budget Direct Home Insurance Supplementary PDS (SPDS)

                          This SPDS applies to new policies quoted or varied between 31 August 2021 and 13 July 2022 and policies with a renewal date between 29 September 2021 and 12 August 2022 (or as otherwise detailed in the SPDS)

                            Budget Direct Home Insurance Supplementary PDS (SPDS)

                            This SPDS applies to new policies quoted between 14 May 2021 and 30 August 2021 and policies with a renewal date between 12 June 2021 and 28 September 2021

                            (For existing policy holders, any claim for fire losses that occur after the 29th of April 2021, will be assessed using the improved wording in this SPDS)

                              Home Building Key Facts Sheet

                              This KFS applies to new policies quoted between 12 September 2019 and 20 September 2023 and policies with a renewal date between 11 October 2019 and 28 October 2023

                                Home Contents Key Facts Sheet

                                This KFS applies to new policies quoted between 12 September 2019 and 20 September 2023 and policies with a renewal date between 11 October 2019 and 28 October 2023

                                  Home Building Key Facts Sheet

                                  This KFS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019

                                    Home Contents Key Facts Sheet

                                    This KFS applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019