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Current Documents

To find out which PDS Part B applies to you, refer to your quote or Insurance Certificate for the product you have chosen.

Coles Car Insurance PDS Part A

This PDS applies to policies with a start date on or after 01 September 2024
Download

Coles Car Insurance PDS Part B

This PDS applies to policies with a start date on or after 01 September 2024
Download

Coles Low Kilometres Car Insurance PDS Part B

This PDS applies to policies with a start date on or after 01 September 2024
Download

Coles Insurance Supplementary PDS (SPDS)

This SPDS applies to new policies quoted on or after 11 December 2025 and policies with a renewal date on or after 18 January 2026
Download

Coles Car Insurance Premium, Excess and Discount (PED) Guide

This PED Guide applies to new policies quoted on or after 11 December 2025 and policies with a renewal date on or after 18 January 2026
Download

Joint FSG

This FSG applies from 12 December 2024
Download

Coles Car Insurance Target Market Determination

This TMD applies from 25 July 2024
Download

Coles Low Kilometres Car Insurance Target Market Determination

This TMD applies from 25 July 2024
Download

Coles Insurance Complaints Policy

This Complaints Policy is current as of 26 July 2024
Download

Past Documents

Coles Car Insurance Premium, Excess and Discount (PED) Guide

This PED Guide applies to new policies which started on or after 01 September 2024 which were quoted before 11 December 2025 and policies with a renewal date before 18 January 2026
Download

Current Documents

Home Insurance PDS

This PDS applies to policies with a start date on or after 01 September 2024
Download

Joint FSG

This FSG applies from 12 December 2024
Download

Home Building Key Facts Sheet

This KFS applies to policies with a start date on or after 01 September 2024
Download

Home Contents Key Facts Sheet

This KFS applies to policies with a start date on or after 01 September 2024
Download

Home & Contents Insurance Target Market Determination (TMD)

This TMD applies from 10 July 2025
Download

Coles Insurance Complaints Policy

This Complaints Policy is current as of 26 July 2024
Download

Past Documents

Home & Contents Insurance Target Market Determination (TMD)

This TMD applies to new policies quoted before 10 July 2025
Download

Current Documents

Coles Roadside Assistance T&C

These T&Cs apply to Roadside Assistance Services purchased on or after 26 July 2024
Download

Coles Insurance Complaints Policy

This Complaints Policy is current as of 26 July 2024
Download